Structured Installment Sales for High-Net-Worth Divorce Settlements

Structured Installment Sales for High-Net-Worth Divorce Settlements Dividing wealth in a high-net-worth divorce is never simple—especially when large assets, tax exposure, and cash flow are on the line. Structured installment sales offer an elegant solution: spreading payments over time to manage taxes, preserve liquidity, and create predictability. This guide walks through how these structures work and when they can benefit divorcing individuals and their advisors. 📌 Table of Contents What Is a Structured Installment Sale? Why Use It in a Divorce Settlement? Key Tax and Cash Flow Advantages IRS Rules and Compliance Factors Legal Setup and Settlement Planning What Is a Structured Installment Sale? A structured installment sale allows a divorcing spouse to receive payments for marital assets over time—rather than in a single lump sum. This structure can involve real estate, business shares, or large investment accounts. It’s often backed by an ...